South Florida Insurance Claims Blog
While grocery shopping I have often noticed people squinting their eyes to read the ingredient label in a small can of soup or box of cereal costing less than three dollars! Why? Because as a smart shopper you don’t always accept the advertising on the box as a full disclosure of what lies inside.
Over the last few years many companies have got into the mold testing business in Florida. I have seen costs go between $300 to $1,500 for the initial mold testing. I caution consumers not to base hiring a mold testing company solely on price. Since there are so many mold testing companies you should consider their background, experience, the reason you are having your home or building tested for mold?
The insurance declaration pages are just a summary of their insurance policy coverage. Like a book with names of the chapters, but without any reading material inside the book. Missing from the insurance declaration pages is the actual insurance contract and endorsements that the policy holder purchased.
In 2016, the state-run Citizens Property Insurance Corporation implemented a new restriction for homeowner policyholders imposing a $3,000 cap on emergency services.
Don’t get ripped off by hiring the wrong restoration contractor. Protect yourself and ensure your property is restored to your satisfaction, learn to differentiate the truth from some of the lies you may encounter during the insurance claim process.
While the kitchen is the heart of the home for most Floridians, it is also the most vulnerable to property damage, and the reason for many expensive insurance claims in Florida.
They’re Not All The Same. There are three types of adjusters – staff, independent and public. Staff adjusters work directly for the insurance company as employees.
There are many situations that make filing an insurance claim for property damage more harmful than help. Find out when you should and should not file and who to call to know the difference.
Know your water heater’s life expectancy and the steps you can take to prevent water damage to your property in South Florida. In the event of water damage, make sure you have public adjuster representation to ensure you receive a fair settlement to restore your property.